Standard auto insurance covers you if you get into an accident or cause an accident. However, what happens if your car gets damaged at home? Unfortunately, your homeowners' insurance does not cover damage to your vehicle. If you would like to know more, check out these tips to better protect your vehicle.
1. Use Your Garage
One of the best ways you can protect your vehicle is by keeping it in your garage. You can even lock the garage for better protection. Not only does a garage serve as a physical deterrent, but if criminals can't see your vehicle, they are less tempted.
In addition, a garage better protects your vehicle from the elements, including rain, snow, hail, and UV damage. As a result, your car experiences less damage and wear and tear, so it looks new for longer. If you don't have a garage, consider purchasing a canopy to protect the vehicle from the weather.
2. Keep Valuables Hidden
If you don't use the garage, make sure to keep valuables hidden. If criminals spot your kid's tablet in the backseat, they are more inclined to break into the vehicle since they know it's worth the trouble. When possible, remove any valuables from the vehicle, but if you can't, hide them well or put them in the trunk. You may also want to consider tinted windows.
3. Get Lights, Cameras, and Alarms
Wherever you park your car, make sure there is lots of light. Light makes it harder for criminals to hide, so they may be less inclined to attack your car. Plus, if someone does get near your vehicle, lights allow you to better identify them. Cameras can go even further to catch people when you aren't home or awake. Of course, you can install a good car alarm to alert you if anyone messes with the vehicle.
4. Purchase Comprehensive Coverage
Above all, however, if you really want to protect your car from many types of damage, consider comprehensive coverage. Comprehensive coverage protects your car against many issues, including:
Make sure to read your policy. Some only cover named perils. If anything isn't named in the policy, it's not covered. Other policies cover everything that isn't listed in the exclusions. You will need to pay a deductible, but coverage pays to repair or replace your car.
If you want to better protect your vehicle, there are many steps you can take. However, getting a robust insurance policy is a must. With comprehensive coverage, your car is better protected from non-collision damage. If you would like to know more, contact a nationwide car insurance coverage provider today.
Owning a home insurance policy is extremely wise. Updating this important policy when your circumstances change is also smart. For instance, people typically need to increase the amount of their home insurance policies when they build an addition onto their homes. If you’ve recently bought an expensive piece of jewelry or art, you might also wish to alter your home insurance coverage to reflect this purchase. If the location you live in has experienced multiple floods in the last few years, you might want to invest in flood insurance for your home. On this blog, I hope you will discover how to determine the amount and types of home insurance coverage you need to obtain in order to protect your house and belongings. Enjoy!